Top Richmond bankruptcy attorney Secrets
Did the debtor propose the strategy in fantastic religion? Or will be the filer attempting to control the bankruptcy approach?
When payments are done according to the program, any leftover credit card debt is “discharged.” Discharged signifies the credit card debt is not owed, regardless of whether the creditor didn’t get the complete quantity.
Most judges give filers many chances to proper a deficient prepare before dismissing a Chapter thirteen scenario.
Chapter thirteen bankruptcy is intended to support individuals whose debts are uncontrolled but who make enough income to repay their debts partly, or in entire.
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You go to the Chapter thirteen meeting of creditors, where the trustee and any creditors who clearly show up can check with you about your financial affairs. You must provide any files the trustee requests and proof that you simply‘ve submitted tax returns for the last 4 yrs.
Submit bankruptcy petition: Also known as “submitting” the bankruptcy, submitting the different forms kicks off the procedure.
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